Champaign Credit Unions with the Best CD Rates
If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Champaign. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.
Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Champaign credit union you qualify to join. Below are the credit unions in the city that are presently offering the highest rates on CDs.
Credit Unions with the Best 6-Month CD Rates in Champaign
- Route 1 Credit Union: 1.77%
- Adm Credit Union: 0.75%
- Prairieland Credit Union: 0.6%
Highest 12-Month CD Rates from Champaign Credit Unions
- Route 1 Credit Union: 1.77%
- Prairieland Credit Union: 0.9%
- Adm Credit Union: 0.9%
Champaign Credit Unions with the Best 24-Month CD Rates
- Adm Credit Union: 1.4%
- Prairieland Credit Union: 1.3%
- Citizens Equity First Credit Union: 1.2%
Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.

