Current Lowest 3-Year Auto Loan Rates in Champaign
Have you been eying a new car? While you might be weighing details like make, year and price range, another important factor to keep in mind is the interest rate you obtain for the loan. Champaign auto loan rates can range when it comes to affordability, so it’s vital you comparison shop for the best lenders and rates before committing to a loan.
It’s not a problem you’re uncertain about how to start–Champaign Banking Rates has put together a list of the most competitive auto loan rates in Champaign today for a 3-year loan. These community lenders are a great place to start if you are interested in a shorter loan.
When Is a 3-Year Auto Loan Best?
When is it better to choose a term of 3 years? It depends on your goals, but if you want your loan paid off sooner and spend less on interest overall, a short-term 3-year loan is perfect for you.
Lenders in Champaign with the Top Auto Loan Rates
With so many auto auto loan options in Champaign, below is where you’ll find the very best interest rates on auto loans today:
- Pentagon Federal Credit Union: 1.99%
- Bank of America: 2.74%
- US Bank: 3.24%
- Up2drive - a division of BMW Bank: 3.79%
- Nationwide Bank: 5.15%
Please keep in mind that these rates are accurate as of November 2011, but are subject to change at any time in the future at the discretion of the lending institution. Additionally, you may be subject to other requirements or credit approval in order to secure the above Champaign auto loan rates. Verify accuracy of rates with lenders before applying for a loan.